Finding the missing piece for your business changes everything.


As a $5 billion bank, American National Bank is big enough to offer a robust suite of financial products and services you need, yet agile enough to provide the individual service, fast decision-making and executive access you’d expect from a trusted, local community bank.




At American National Bank, we pride ourselves on being an integral piece to your ever-changing, ever-growing business. We’re focused on offering local, in-the-moment business banking solutions, to be here with the right capabilities to help you do more for your business.


Commercial Real Estate

Private Equity

Leverage Financing




Small Businesses

Religious Organizations


What resource is your business missing?

Business Lending

Financing for the expansion you need to do more with your business.

In order for a business to grow, it needs capital. Buy equipment, build commercial real estate, establish lines of credit or even start your own business—our business loans help you get it done. We offer term loans, commercial mortgages, lines of credit and more.

image depicting digital information management for corporate business technology

Integrated Payables

A cloud-based extension of your AP department.

End-to-end payments automation that does more for you, so you can do more for your business. This full-service program includes a dedicated team that will design, build, execute and report on campaigns, educate your vendors to convert them from checks to electronic payments, provide ongoing vendor management support and more.

Business Checking

The right banking tools to manage your funds, your way.

Our checking account offers make it easy to choose an account that best suits the needs of your business. From the basics to premium benefits, you pick the plan you need, and we’ll give you a banker who will be there at all times offering advice,

guidance and planning as your business changes and grows.

Commercial Real Estate

Financing to build and expand your business, together.

As local leaders in real estate financing, we develop close relationships with our clients in order to structure deals and build solutions to best fit their needs. With a wide range of flexible solutions, fast and local decision-making, and experienced bankers, we’ll quickly become your go-to CRE partner.

We're here to help you do more.

  • Steve Powell


    Steve brings 20 years of commercial banking experience to ANB, having held executive and senior leadership roles at Old National Bank and Anchor Bank including leading a team of over 40 across several states in the Midwest region. Steve’s significant experience in producing strategic business growth and service-oriented culture has paved the way for significant achievements and team expansion over the last two years. He has been a ’40 Under 40’ recipient, is active in youth sports and serves on his local church’s board. Steve is married with three children. His family loves all things outdoors, specifically hiking, hunting, fishing, water sports, and rock climbing.

  • St. Paul branch

    Minnesota Commercial Banking Leadership Team

    Our talented and tenured team is ready to help you with everything from the simplest banking needs to the most complex financial challenges. The experience of our team comes not just from years in the business but also from a passion for service. Contact one of our commercial bankers today. They are ready to help grow your business.

Why work with us?

Deep Relationships


More than bankers, we are advisors.

We don’t just consider ourselves bankers, but instead, advisors for the success of every single client. We’re here to listen, share advice and guide you through the process of starting, growing or scaling your business.

Local Decision-Making


Big bank opportunity. Community bank flexibility.

At large chain banks, the odds of you interacting or receiving advice from the top brass are low. At American National Bank, it’s commonplace. We pride ourselves in having the leaders of our bank interact and work directly with clients of all sizes.

Speed to Market


Decisions are made here and made fast.

Whether it’s a piece of equipment or a large-scale commercial real estate project, our leaders and core decision-makers live and work locally—and are able to make decisions and grant approvals quickly.

Get in Touch

Speak with someone who can create a customized business banking plan that works for you. Send us your info and the banker that's the right fit for you will connect with you soon.