Tips to speed up your loan process.

Being prepared with the necessary documentation always helps improve the process. Here’s what you’ll need to have on hand when you submit your final application:

Pay stubs

One month’s pay stub(s) for all applicants.

W-2 tax forms 

Original W-2 forms for the last two years.

Account statements

Complete bank, retirement, and investment account statements.

Rental information 

Contact information for your landlord if you are currently renting.

Self-employment information 

Two years of personal and business tax information if currently self-employed.  

Copy of diploma 

If you have graduated in the last two years.

VA certificate 

Original VA Certificate of Eligibility if applicable. 

Divorce decree

Complete divorce decree and property settlement if applicable.

Bankruptcy discharge

Complete copy of petition and bankruptcy discharge if applicable.

Types of loans

Maybe you know exactly what you need. Maybe you need a little help deciding your best path forward. Either way, we’re here to help with loan options that suit more types of buyers.