American National Bank logo. Member FDIC. Personal Money Market. 4.72% APY. 6 months. $25,000 minimum. New deposits only. Valid as of 2/2. Get started button.Cultivate your savings. Earn 4.72% Annual Percentage Yield (APY) for 6 months with a $25,000 deposit from outside American National Bank*1.


Backed by $5 billion in assets and a 165+ year history as a trusted and reliable financial services partner, American National Bank is able to offer highly competitive rates while maintaining the values, speed to market and local-decision making abilities of a community bank.

Open a new account online in minutes.

Apply online through our fast, convenient and secure online application portal and start saving today.

Grow your savings faster with a Money Market Account


Do More With Your Returns


$25,000 minimum deposit and minimum balance required for introductory rate of 4.72% for 6 months1.


Backed by FDIC Insurance


Federal Deposit Insurance Corporation (FDIC) insurance means you can have peace of mind your money is safe2 with American National Bank.


Flexible Transactions


Quickly access your funds to deposit up to 50 checks and make up to 6 withdrawals, check payments or transfers per month.


No Monthly Service Charge3


Free mobile app†, free eStatements and no monthly service charge fees if minimum average balance of $2,500 is met.


*Offer valid on NEW accounts with minimum deposit of $25,000 required in Nebraska, Iowa or Minnesota only.
Annual Percentage Yield valid as of 2/2/2024.

1This is a variable rate account. All interest rates and Annual Percentage Yields (APY) are subject to change after the 6-month introductory rate expires. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank’s discretion. Interest will accrue on the daily collected balance. Minimum daily balance of at least $25,000 needed to earn promotional 4.72% APY.

2Each depositor insured to at least $250,000. For insurance beyond this maximum allowance, contact your banker about our Insured Cash Sweep (ICS) option.

3Minimum average daily balance of $2,500 required to be eligible for monthly service charge waiver.

†Must enroll in online banking as an American National Bank client to use the free ANB Go mobile app.

Personal Money Market Account Frequently Asked Questions

Explore Other Offers

Looking for a low-risk rate of return for funds you won’t need access to frequently? Check out our CD special.

American National Bank logo. Member FDIC. The Do More CD. 5.25% APY. 7 months. $2,000 minimum. New deposits.