High-Yield Checking

Use your checking account balance to earn 4.26% APY1.

Open an account online
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Upgrade your checking.

Improve your finances with checking that pays you back.

With High-Yield Checking, the funds you use for everyday purchases can help put more money in your pocket.

Money from High-Yield Checking can really add up.

We’ve created a few scenarios to help you see the earning potential of your account balance. For more detailed estimates based on your personal finances, talk to an ANB banker today.

 

Average annual return at 4.26% APY1

Potential five-year return at 4.26% APY1

Average balance of $2,000
Average balance of $2,000
$85.20
Average balance of $2,000
$463.87
Average balance of $4,000
Average balance of $4,000
$170.40
Average balance of $4,000
$977.25
Average balance of $6,000
Average balance of $6,000
$255.60
Average balance of $6,000
$1,391.62

Chart is for illustration only. Actual results may vary, based on various factors such as timing of deposits, rounding, variation in interest rates and leap years*.

Is High-Yield Checking right for you?

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Monthly qualification requirements1

Minimum debit card transactions: 15

Minimum monthly deposit(s): $2,500

ACH debit transactions or Bill Pay: 3

Online/mobile banking with ANB Go: At least one monthly login

 

Account specifications1

Minimum balance: $1,500 average daily balance

Minimum to open: $25

Monthly service charge: $5, if balance falls below minimum

Paper statement: $5

eStatement: Free

A great rate and so much more

High-Yield Checking includes free access to ANB Go, our personal financial management platform. It’s banking mission control.

Questions? We can help.

Rate schedule

 

Balance Rate
$0.01-$7,500.00
4.17902%, 4.26% APY1
$7,500.01+
0.49886%, 0.50% APY1
Non-qualified account
0.01000%, 0.01% APY1

 

 

1Qualifying transactions must post and clear the account during each applicable statement cycle. Transactions may take one or more business days from the transaction date to post to the account. Qualifications of the High-Yield Checking Account must be met each statement cycle to receive the high-yield APY (annual percentage yield) of 4.26% on balances up to $7,500 and an APY of 0.50% on the remaining balance above $7,500.01. For example: If you had a deposit balance of $10,000.00, you would earn an APY of 4.26% on the first $7,500 and an APY of 0.50% on the remaining balance. An APY of 0.01% will be paid on balances if qualifications are not met during the statement cycle. Fees may reduce earnings. Available on personal accounts only. All rates and Annual Percentage Yields (APY) are subject to change. Rate valid as of 11/8/24.

*Earning scenarios were created using compound interest with balance, rate and length of time. Calculations are estimates of expected interest earned.