
Basic Checking
Simplified to meet your essential needs.
For those who just need a simple solution for accessing their finances, our Basic Checking option has no minimum balance and no monthly service fees. Gain access to a powerful mobile banking application and free eStatements with just a $50 deposit.

Performance Checking
Extra benefits to fit any lifestyle.
Step up to our Performance Checking options by simply setting up two ACH direct deposits, and making twelve debit-card transactions per statement cycle. Earn interest, get up to $15 worth of ATM refunds per statement cycle, and access your account with our powerful online banking app.

Premium Checking
An interest-bearing account with premium benefits.
Earn interest and receive premium benefits with this premium-level checking account. With a low minimum balance to open and no monthly service fees as long as an average minimum daily balance of $750 is met. Sign up today and get access to online banking, free eStatements, and your first box of checks are free.
Personal Checking Options
Basic Checking
Performance Checking
Premium Checking
Benefits
Benefits
Easy to access funds, no monthly service fees, chat support on ANB Go app, account alerts, digital banking access including bill pay, mobile deposit, budgeting tool, external transfers, online transfers
Benefits
Earns interest, chat support on ANB Go app, account alerts, digital banking access including bill pay, mobile deposit, wealth management tool, online transfers and up to $15 ATM fee refunds
Benefits
Earns interest, first check order is free, chat support on ANB Go app, account alerts, digital banking access including bill pay, mobile deposit, wealth management tool, online transfers
Minimum to Open
Minimum to Open
$50
Minimum to Open
$50
Minimum to Open
$50
Minimum Balance
Minimum Balance
$0
Minimum Balance
$0
Minimum Balance
$750
Average Daily Balance
Monthly Service Fee
Monthly Service Fee
$0
Monthly Service Fee
$0
Monthly Service Fee
$15
(If balance falls below $750)
Statement
Statement
FREE eStatements
Paper Statements – $5
Statement
FREE eStatements
Paper Statements – $5
Statement
FREE eStatements
Paper Statements – $5
Qualifications
Qualifications
No negative balance
Qualifications
Per monthly statement cycle: 2 ACH direct deposits or automatic payments, 12 debit card point of sale transactions, eStatements required
Qualifications
Maintain average daily balance of $750

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American National Bank Checking Benefits
Get all these benefits and more!
Account Alerts
Custom alerts notify you about the status of your account. Trying to stay on top of your spending? Alerts can also provide peace of mind that you’re on track and accomplishing your financial goals.
Online Bill Pay
Stop worrying about writing and keeping track of check payments. Paying and organizing your bills is easy with our secure electronic bill pay service.
Online and Mobile Banking
Manage your money anytime, anywhere. Deposit checks, check account balances, locate branches, and pay bills 24/7 with our secure online banking platform and mobile banking app.
Digital Wallet
Don’t be held back by carrying multiple cards. Digital wallet not only provides extra security when making purchases, but also gives you the convenience of storing your card digitally on your phone or watch.
Debit Mastercard
The convenient way to manage your finances with funds deducted directly from your checking account. Worldwide acceptance with protection wherever you shop using secure chip or contactless technology.
eStatements
Save time with convenient and secure eStatements where you can view, download or print your statement from your smartphone or desktop.
Frequently Asked Questions
Have questions? Read our personal checking and deposit account FAQs, or contact us today.